by Rho | Apr 10, 2019 | Manage Money
Everywhere I turn there is talk of the student loan crisis in America. All the news outlets talk about how millennials can’t get ahead because we’re collateral damage in this crisis. Make no mistake, the astronomical cost of higher education is outrageous, as are the...
by Rho | Mar 27, 2019 | Manage Money
The dreaded “b” word of personal finance. Budget. If you’re like many people, you don’t like budgets. You believe they’re restrictive, and you don’t want to be tied down and not be able to spend your money. I used to feel the same...
by Rho | Mar 13, 2019 | Manage Money
Let’s talk about this trend of people who are relying on credit cards as an emergency fund, rather than saving money. Given the state of America’s finances, this practice is problematic on so many levels. Debt in America The statistics on debt in America...
by Rho | Feb 27, 2019 | Manage Money
The personal finance community often gets a bad rap for glamorizing frugality, which for many is just a way of life. Although frugality is a way of life for some, it’s hardly the norm in our society, as 78% of U.S. households live paycheck to paycheck. It can be easy...
by Rho | Feb 20, 2019 | Manage Money
Net worth. It’s a highly celebrated measure of success in Hollywood, but it’s also a huge indicator of us regular folks’ financial well-being. Many people have no idea how to calculate their net worth or even what the term “net worth” means. Never fear, friend. I’m...
by Rho | Feb 13, 2019 | Manage Money
You’ve discovered the personal finance community online, and you’re really motivated to get on top of this money thing. You’ve seen the light and want to tell everyone. Your spouse? Not so much. I’ve definitely been there. Money fights are one of the biggest...