by Rho | Mar 27, 2019 | Manage Money
The dreaded “b” word of personal finance. Budget. If you’re like many people, you don’t like budgets. You believe they’re restrictive, and you don’t want to be tied down and not be able to spend your money. I used to feel the same...
by Rho | Mar 20, 2019 | Save Money
Food is most people’s third largest expense, after housing and transportation. The average family spends about $6,000 each year on food. If you can find ways to cut down on food costs, you can free up money you can use for other things. I’m definitely not one of those...
by Rho | Mar 13, 2019 | Manage Money
Let’s talk about this trend of people who are relying on credit cards as an emergency fund, rather than saving money. Given the state of America’s finances, this practice is problematic on so many levels. Debt in America The statistics on debt in America...
by Rho | Mar 6, 2019 | Debt Payoff Updates
Welcome to my debt payoff update for February 2019! In these updates, I detail our progress on our debt payments for the month and highlight any updates in our financial situation. I started this site to hold Mr. TMG and me accountable in our debt payoff journey. I...
by Rho | Feb 27, 2019 | Manage Money
The personal finance community often gets a bad rap for glamorizing frugality, which for many is just a way of life. Although frugality is a way of life for some, it’s hardly the norm in our society, as 78% of U.S. households live paycheck to paycheck. It can be easy...
